What kind of flat suits young people?

Moving out and buying or renting your first flat is a really serious and difficult decision. There are many listings, but only some of them are worth your attention. Find out which flats for young people have potential and what to pay particular attention to.

Rent or buy?

Becoming independent is a very important decision in our lives. We should therefore think through our actions carefully. Some people decide to buy their first flat, others to rent one. Both solutions have pros and cons. If you are interested in buying a property, you must do thorough research. It should cover not only the flats themselves but also financial and formal matters. Do not make the decision hastily. Choosing a good first flat can take several months. Not sure how to start preparing? Many people turn to estate agencies for help. An estate agent will help you define what kind of premises you are looking for, suggest a few options, draw attention to important factors, supervise formal matters and schedule meetings. That way we can be sure we will not overlook anything important when completing a property transaction.

Renting is a more conservative option. It allows you to get to know your preferences, become familiar with the property market and take decisions calmly in various areas. This solution is most often chosen by young people, students and childless couples. Renting residential premises is sometimes the only possible option for young people. At present, to obtain a mortgage you must have a down payment, so moving out quickly is often difficult. A tenancy can be short- or long-term. The latter also gives us a certain independence and stability.

SEE FLATS TO RENT IN KATOWICE

A studio flat – pros and cons

A studio flat (kawalerka) is often chosen as a first flat. Although this solution is aimed at one person, in practice it varies. Of course, this type of property usually consists of one room, a kitchen and a bathroom. The floor area is not large either – it ranges from 20 to 30 square metres. There are, however, many advantages. The service charge (czynsz) for such properties is low, and getting a mortgage for them is easier. This type of flat allows you to minimise fixed costs, so it will suit people who are only just starting to support themselves.

READ ALSO – HOW MUCH DO STUDIO FLATS COST IN KATOWICE?

What kind of flat suits young people? – primary or secondary market?

There are many possibilities. If we want to use the "Mieszkanie Dla Młodych" (Flat for the Young) programme, we have a better chance of support if we choose premises in developer's standard. Such properties are more expensive, but they offer incredible comfort and a high standard of living conditions. Statistics show that many people in Poland choose properties from the primary market. In this case the costs must include furnishing the flat and renovation.

Flats on the secondary property market can be of varying standard. Some need only freshening up, others a complete renovation. Renovation work should be included in the cost of buying the flat.

The choice is up to those concerned. Remember, though, to be careful and make only well-considered decisions.