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Valuation

Mortgage calculator

Calculate the instalment and cost of a loan for a flat or house. Change the price, down payment, term and interest rate — the result updates instantly.

Instalments

Monthly instalment —

Loan amount
—
Down payment
—
Total interest
—
Total to repay
—

Indicative result — excluding fees and insurance; terms are set by the bank.

Already know your instalment? View listings

Flats, houses and plots from the REMAX Gold office — every for-sale listing has the same calculator with the property’s price.

Properties for sale

Not sure where to start?

In our buyer’s guide we describe searching for listings, financing and formalities step by step.

Buyer’s ABC

Mortgage FAQ

How is a mortgage instalment calculated?

An equal (annuity) instalment is constant throughout the term: R = K·r / (1 − (1 + r)^−n), where K is the loan amount, r — the monthly interest rate, n — the number of instalments. A decreasing instalment is a fixed portion of the principal plus interest on the remaining debt, so it is lower every month.

Equal or decreasing instalments?

Decreasing instalments are higher at the start, but the total cost of interest is lower. Equal instalments are lower at the start, so it is easier to obtain creditworthiness.

Is the calculator’s result a bank offer?

No. The calculator shows an indicative instalment at the given interest rate. The bank adds fees and insurance and assesses creditworthiness — the final terms are set by the bank.

Tell us what you are looking for — we will send matching listings

Give us your budget and area. We'll send you new listings — often before they appear on the portals.

Fields marked * are required; the rest are optional.

How should we get back to you?

A phone number or an email is enough — you don't need to give both.

What are you looking for? (optional)

The more you tell us, the better the listings we can send you.

More criteria (optional)
More criteria

The controller of your personal data is REMAX Gold Katowice (tax ID NIP 549-100-83-43), ul. Chorzowska 150, 40-101 Katowice, Poland. We process the data from this form to respond to your enquiry and present an offer (Article 6(1)(b) and (f) GDPR) for as long as it takes to handle the matter. You have the right to access your data, to rectify or erase it, to restrict processing, to object and to lodge a complaint with the President of the Personal Data Protection Office (UODO). Details: privacy policy.

What happens next?

  1. We save your criteria in the office system — an agent sees them straight away.
  2. When a matching listing or a price reduction comes up, an agent will email it to you or call — often before it reaches the property portals.
  3. You can opt out whenever you like — just reply or tell the agent.
Let’s talk

How would you prefer to talk?

Call now+48 665 167 906
Phone or video?
Day
Time (Polish time)

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Fields marked * are required; the rest are optional.

How should we get back to you?

A phone number or an email is enough — you don't need to give both.

The controller of your personal data is REMAX Gold Katowice (tax ID NIP 549-100-83-43), ul. Chorzowska 150, 40-101 Katowice, Poland. We process the data from this form to respond to your enquiry and present an offer (Article 6(1)(b) and (f) GDPR) for as long as it takes to handle the matter. You have the right to access your data, to rectify or erase it, to restrict processing, to object and to lodge a complaint with the President of the Personal Data Protection Office (UODO). Details: privacy policy.

What happens next?

  1. Your enquiry goes straight to one of our agents.
  2. The agent will call or write back — usually on the same working day.
  3. The conversation is free and there is no obligation. We don't send listings or marketing without your consent.