A mortgage for retirees and disability pensioners
Buying a property is a major investment, and people who are already retired or on a disability pension often decide to make it. They frequently need financial help...
Tag: mortgage
Posts tagged “mortgage”.
Down payment for a mortgage in 2019
The rules for granting mortgages change over the years. Those who intend to use this banking product must keep up with the latest news on the subject. Above all, it...
What documents are needed for a mortgage?
When applying for a mortgage to buy your dream property, you have to take care of many important matters. These include assembling the necessary documentation. What...
Home insurance as loan collateral
It is widely known that the collateral for a mortgage is the property. Are there other options? Yes, but only in certain circumstances. Find out how home insurance...
Mortgages for people who are not married
When a couple decides to take out a mortgage for their dream flat, quite often they also decide to get married. Allow me to debunk this myth. Under the law, a couple...
How to check your creditworthiness for a mortgage?
Current (and future) property prices are not encouraging. Many of us cannot afford to buy a flat or house without the help of a loan. The desire for a place of one's...
Credit bureau (BIK) records and applying for a mortgage
When deciding to buy their dream flat, few people can afford to pay cash for a property. In that case the best financial instrument turns out to be a mortgage. But...
A mortgage for a flat and its renovation – is it possible?
When deciding to buy a flat, we assume that the main source of financing will be a mortgage. The savings we have accumulated so far can go towards renovation or a...
What are the consequences of not repaying a mortgage?
One often hears about the risks of taking out a mortgage. The bleakest scenarios warn of immediate seizure of the property and the loss of all one's assets. This...
Mortgage with your parents
Financial institutions examine the situation of a potential borrower very closely, and many factors can make a positive decision harder to obtain. The possibility of...
Early repayment of a mortgage
We took out a 30-year mortgage. Seven years pass, and we receive an inheritance or win a considerable sum on a TV quiz show. What now? Is it worth repaying the loan...
How to sell a flat with a compulsory mortgage?
Sometimes flats with a compulsory mortgage are put up for sale. It is a specific type of encumbrance that can be established without the owner's knowledge or will....