Down payment for a mortgage in 2019
The rules for granting mortgages change over the years. Those who intend to use this banking product must keep up with the latest news on the subject. Above all, it...
Tag: mortgage for a flat: tips
Posts tagged “mortgage for a flat: tips”.
Deposit ("zadatek") on a flat and no mortgage
Buying a house or flat most often involves taking out a mortgage. Such a commitment is in turn inseparably linked with making an advance payment ("zaliczka") or...
What documents are needed for a mortgage?
When applying for a mortgage to buy your dream property, you have to take care of many important matters. These include assembling the necessary documentation. What...
Home insurance as loan collateral
It is widely known that the collateral for a mortgage is the property. Are there other options? Yes, but only in certain circumstances. Find out how home insurance...
How to check your creditworthiness for a mortgage?
Current (and future) property prices are not encouraging. Many of us cannot afford to buy a flat or house without the help of a loan. The desire for a place of one's...
Credit bureau (BIK) records and applying for a mortgage
When deciding to buy their dream flat, few people can afford to pay cash for a property. In that case the best financial instrument turns out to be a mortgage. But...
A mortgage for a flat and its renovation – is it possible?
When deciding to buy a flat, we assume that the main source of financing will be a mortgage. The savings we have accumulated so far can go towards renovation or a...
Flat reservation agreement
Once we have set our sights on a particular flat and know that we will want to work with a given developer, we can sign a reservation agreement. Because this type of...
Mortgage with your parents
Financial institutions examine the situation of a potential borrower very closely, and many factors can make a positive decision harder to obtain. The possibility of...