Who should you work with when buying a property?

Buying a property is a major event in many people's lives. The transaction is so important that it is worth relying on specialists who will make sure it goes smoothly and give us confidence that we have chosen the right flat or house. Who is it worth working with when buying a property? Here are the most important specialists whose support can greatly streamline the whole process.

Estate agent

The first person who comes to mind when buying a flat or house is, of course, an estate agent. More and more people are open to this kind of support. A qualified agent will take care of the whole property-buying process from start to finish, which will save us a great deal of time, energy and money.

By choosing their help, we can be sure that the estate agent will present us with listings matched to our individual expectations. They will arrange convenient viewing times and carefully check the flats presented to us. Working with an estate agent makes the whole investment safer. The specialist screens properties for their legal status and technical condition. You therefore need not fear that you will be buying the proverbial pig in a poke.

Financial adviser

It is above all people planning to buy a property with a mortgage who should consider working with a financial adviser. Such a specialist will help us choose a specific mortgage offer, assess our chances of obtaining a mortgage, and guide us through the entire bureaucratic procedure.

Few people realise that working with a financial adviser is effectively free, as their commission is paid by the bank from which we take out the mortgage. This means that the cost of our mortgage will be exactly the same whether or not we decide to work with a financial adviser.

Building expert

When buying a flat, it is very important to check its technical condition before finalising the transaction. We will not spot all the defects with the naked eye. Besides, if we do not deal with construction on a daily basis, we may not even know where to look. In such a situation it is worth using the help of a qualified building expert, who will inspect the flat we are considering.

A building specialist will check not only the interior of the flat but also the condition of the wiring, gas pipework and plumbing, which are costly and labour-intensive to replace if they fail.

Interior architect

Another specialist whose services can come in handy when buying a flat is an interior architect. This person will help you furnish any interior from A to Z. They can create a design to be implemented in a brand-new flat or prepare a proposal for a thorough renovation of a property from the secondary market.

Working with an interior architect is a solution both for people who know nothing about furnishing flats and for those who already have a specific idea. In the latter case, the specialist will help make their dreams a reality.

Notary

The last person who must take part in buying a property is a notary. Whether you intend to buy a flat on the primary or the secondary market, the sale and purchase agreement must always be drawn up in the form of a notarial deed (akt notarialny). As many people get lost when it comes to the documents needed to finalise the transaction, you can count on the estate agent's support at this stage too.