Electronic land and mortgage register (księga wieczysta)
Text from 2019. Laws, rates and prices may have changed since then. Ask an agent
The recently introduced electronic land and mortgage register (księga wieczysta) is a great convenience for prospective buyers and sellers of property. Previously we had to go to the court, fill in an application and wait our turn. Of course such access is still possible, although now we can view it without leaving home. What is more, the new option is free of charge! And all thanks to a website run by the Minister of Justice of the Republic of Poland. The only condition for online viewing is knowing the number of the land and mortgage register. The owner's name, the plot number or the address alone will not help us, however.
• How do you view the electronic land and mortgage register?• What information does the land and mortgage register contain?
How do you view the electronic land and mortgage register?
On THIS website you need to enter the register number, which consists of three parts.
The first part is the code of the relevant court division within whose area the given register is kept. To make this easier, a drop-down list of names by locality has been introduced. It is an exhaustive list.
The second part is a number which is also the number assigned in the repertory of land and mortgage registers of the competent court.
The third part is the check digit, which is added when the electronic land and mortgage register is created.
In order to view the entries disclosed, the user can choose, as appropriate: viewing the current content, viewing the content of current information, and viewing information that has been struck out of the land and mortgage register.
READ ALSO – HOW TO CORRECT INCORRECT DATA IN A LAND AND MORTGAGE REGISTER?
What information does the land and mortgage register contain?
Each land and mortgage register consists of the relevant sections, identical for every court.
Section I-O contains basic data, that is, data specifying the location, the land registry designation of the building or unit and the area of the property.
Section I-Sp contains a list of the rights arising from ownership of the property, a description of the shares in the common property, a description of the perpetual usufruct (użytkowanie wieczyste) right and a description of the relevant housing cooperative.
Section II specifies the size of the share and describes the owner, the user or the owner of a separate unit.
Section III groups, as appropriate, the content of rights, claims or restrictions on the management of the property. This section also lists the persons entitled under a right or claim, and the content of warnings.
Section IV contains mortgage data or a claim for the establishment of a mortgage, and data on any mortgage creditor.
Each land and mortgage register ends with data on the documents constituting the basis for the relevant entries. The viewer allows us to print each section. It is worth pointing out that the data made available in the online viewer are identical to the data obtained at the court and have the same documentary force.
Tags: flat purchase, property purchase
