What matters we deal with at the notary's

Carrying out a purchase or sale transaction on the property market involves a visit to a notary. Are you wondering what matters we deal with at the notary's? How much do notarial services cost? Broaden your knowledge and make safe, sound investments.

Is a visit to the notary necessary?

Buying and selling a property requires signing a notarial deed (akt notarialny). We therefore have to arrange a visit to a notary. What should guide us in choosing a specialist? Above all, reputation, availability and prices, which do not vary greatly, but there is a certain range. The law regulates only the maximum amount of the notary's fee. Price lists are often available on websites. Many fees are fixed; for example, an entry in the land and mortgage register (księga wieczysta) costs 200 PLN. The transfer of ownership must be drawn up in the form of a notarial deed, as must a developer agreement. This step is therefore necessary both in transactions on the primary market and on the secondary market.

What matters we deal with at the notary's when buying or selling a property

During the visit to the notary, before the property is handed over, the seller should bring several very important documents:

• an extract from the land and mortgage register for the flat that is the subject of the transaction;
• the notarial deed concerning the acquisition of the given property;
• a certificate confirming that no persons are registered as resident at the property;
• a certificate stating that there are no arrears in paying the charges relating to the upkeep of the flat.

Remember that every person involved in the transaction should bring their identity document. If a preliminary purchase agreement (umowa przedwstępna) has been drawn up, it must be delivered to the notary. If a mortgage is being used, you need a certificate from the bank confirming that financing has been granted. If we are acting on someone else's behalf, we must have a power of attorney allowing us to carry out the relevant legal acts.

READ ALSO – WHAT ERRORS CAN APPEAR IN A NOTARIAL DEED?

The official handover of the property takes place once the notarial formalities are complete. The notary draws up the notarial deed on the basis of the arrangements and the documents brought earlier. When we buy a property from the primary market, we must additionally set up a land and mortgage register for the flat or house. The fees that must be paid additionally at the notary's are the civil law transactions tax (PCC), the amount of which depends on the market value of the property, the fee for a copy of the notarial deed, the entry of the ownership right in the land and mortgage register, and the entry of an ordinary mortgage, if that option was chosen, together with the fee for a copy.

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